Convenient and Secure Online Loan Payments
Online Loan Payments with SWIVEL Pay
Beginning May 6, members can make loan payments through SWIVEL Pay | Aeroquip Credit Union. Select “Register” to create an account or “Express Pay” for a one-time payment.
If you previously used Loan Pay Xpress, you must re-register with SWIVEL using the same email address to view your recurring payment schedules.
Members with ACU deposit accounts may also make loan payments through ACU online banking using an account transfer.
Payment Methods & Fees
- Recurring payments (both ACH and debit) – No fee
- One-time payments (both ACH and debit) – $6 fee (credit cards are not accepted)
- Staff-assisted payments – $6 fee
ACH payments may take up to 3 business days to process. Payments submitted after 9:00 PM EST on weekdays will be credited the next business day. You will need your bank routing and account numbers to make an ACH payment.
Secure & Convenient
SWIVEL Pay includes:
- Two-Factor Authentication
- Fraud Monitoring
Benefits include:
- 24/7 online access
- Fast, convenient payments
- Secure payment tracking
We encourage all our members to take advantage of this convenient and secure online payment service. If you have any questions or need assistance, please do not hesitate to contact us at 517-789-2890 or 517-789-2886.
Thank you for choosing Aeroquip Credit Union!
Skip-A-Pay
Do you want to skip your payments for a little extra cash in your pockets this month? Our Skip-A-Pay program doesn't erase a payment, instead it just pushes it to the end of the loan and increases the term of the loan.
Member Rewards Points
We are strong and successful due to our relationship with our members. To say “Thank You” we are excited to offer our Member Rewards Points Program! Earn free services and rate benefits simply by using the financial products and services you use every day. The more you use, the more you earn – it’s that easy!
TruStage Insurance
Another way we help our members save — Aeroquip Credit Union member discounts from TruStage Auto & Home Insurance Program! See how much you can save and get your FREE, no obligation quote today!
Powersports, RV & Boats Buying Program
Looking to get outdoors? Aeroquip Credit Union members get special access to savings on motorcycles, RVs, ATVs, jet skis, boats, golf carts and more with the LMCUR Powersports, RV & Boat Buying Program. PLUS get 20% off parts, service, gear, accessories and more!
CarAdvise
Never pay retail on car maintenance again! Aeroquip Credit Union takes the hassle out of car care with CarAdvise. Save an additional $10 off your first booked service!




