Loan Rates

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All rates are APR (Annual Percentage Rate)

Collateral Loan Rates
Effective Date: Sunday, September 19th, 2021
TermAPR% DownMinimum Loan Amount
36 Months 2.99%-16.50% 0% $0.00
48 Months 2.99%-16.50% 0% $0.00
60 Months 2.99%-16.50% 0% $0.00
66 Months 2.99%-17.50% 0% $20,000.00
72 Months 2.99%-17.50% 0% $25,000.00
84 Months 3.99%-18.00% 0% $30,000.00
120 Months 5.50%-18.00% Collateral Over $30,000 (boats, travel trailers, etc.) $30,000.00

Repayment Schedule

  • New or Current Year: 36-84 Months
  • Used Vehicles 2020 - 2015: 36-72 Months
  • Used Vehicles 2014 - 2012: 36-60 Months
  • Used Vehicles 2011 & Older: 36 Months

Prices cannot exceed NADA Value (with the exception of the purchase of GAP Insurance)

 

No annual Fee VISA Cards:

  • VISA Classic: 12.00% APR
  • Student VISA 12.00% APR
  • VISA Gold: 9.60% APR
  • VISA Platinum: 7.80% APR

 

Personal Loans

  • Open-ended loans 7.80%-18.00% APR - 42 Months
  • Closed-ended loans 7.80%-18.00% APR - 60 Months

** Signature Loan and VISA limit combinations cannot exceed $15,000.00

 

Share Rates

Aeroquip Credit Union is committed to helping you achieve your financial goals.

 

Certificates of Deposit
Effective Date: Sunday, September 19th, 2021
TermDividend RateAnnual Percentage Yield
6 Months 0.10% 0.10%
1 Year 0.15% 0.15%
2 Years 0.20% 0.20%
3 Years 0.30% 0.30%
4 Years 0.50% 0.50%
5 Years 0.70% 0.70%

Minimum certificate amount to earn the above stated Annual Percentage Yield is $1,000.00. Rates are reviewed weekly. Please contact Aeroquip Credit Union to obtain current rate information. A penalty will be charged for early withdrawals.

 

Share Savings Program

  • Last quarter, ACU paid a dividend of 0.02% on savings with an Annual Percentage Yield of 0.02%
  • Last quarter, ACU paid a dividend of 0.01% on share drafts, with an Annual Percentage Yield of 0.01%
  • Last quarter, ACU paid a dividend of 0.02% on Christmas and Vacation Club accounts, with an Annual Percentage Yield of 0.02%

Rates subject to change quarterly.

**Fees may reduce earnings on accounts.

 

Money Market Accounts
Effective Date: Sunday, September 19th, 2021
TermDividend RateAnnual Percentage Yield
$2,500.00-$9,999.99 0.05% 0.05%
$10,000.00-$24,999.99 0.10% 0.10%
$25,000.00 & above 0.15% 0.15%

Rates are determined by the Board of Directors and may change at any time.

 

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