Loan Rates

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All rates are APR (Annual Percentage Rate)

***Sample Repayment Term Below

Collateral Loan Rates
Effective Date: Saturday, March 25th, 2023
TermAPR% DownMinimum Loan Amount
36 Months 5.75%-16.50% 0% $0.00
48 Months 5.89%-16.50% 0% $0.00
60 Months 6.10%-16.50% 0% $0.00
66 Months 6.375%-17.50% 0% $20,000.00
72 Months 6.50%-17.50% 0% $25,000.00
84 Months 6.75%-18.00% 0% $30,000.00
120 Months 7.125%-18.00% Collateral Over $30,000 (boats, travel trailers, etc.) $30,000.00

Repayment Schedule

  • New or Current Year: 36-84 Months
  • Used Vehicles 2022 - 2017: 36-72 Months
  • Used Vehicles 2016 - 2014: 36-60 Months
  • Used Vehicles 2013 & Older: 36 Months

Prices cannot exceed NADA Value (with the exception of the purchase of GAP Insurance)

 

No annual Fee VISA Cards:

  • VISA Classic: 12.00% APR
  • Student VISA 12.00% APR
  • VISA Gold: 9.60% APR
  • VISA Platinum: 7.80% APR

 

Personal Loans

  • Open-ended loans 7.80%-18.00% APR - 42 Months
  • Closed-ended loans 7.80%-18.00% APR - 60 Months

** Signature Loan and VISA limit combinations cannot exceed $15,000.00

***Sample Repayment Term: 48 monthly payments of $22.02 per $1,000 borrowed at 2.74% APR.

 

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