Loan Rates

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All rates are APR (Annual Percentage Rate)

***Sample Repayment Term Below

Collateral Loan Rates
Effective Date: Tuesday, May 21st, 2024
TermAPR% DownMinimum Loan Amount
0-48 Months 6.99% - 16.50% 0% $0.00
49-60 Months 6.99% - 16.50% 0% $0.00
61-66 Months 7.24% - 17.50% 0% $0.00
67-72 Months 7.24% - 17.50% 0% $0.00
73-84 Months 7.74% - 18.00% 0% $0.00

New/Used Boat-RV

0-48 Months 7.75%-16.50% 0% $0.00
49-72 Months 8.75%-17.50% 0% Max $20k
73-120 Months 9.49%-17.99% 0% Min $25K
121-180 Months 10.50%-17.99% 0% Min $30K
For Auto loans with 125+ mileage and scores less than 640 add 1%

Auto Loans Greater Than 10 Years Old

0-48 Months 8.25% - 17.50% 0% $0.00
49-60 Months 8.5% - 18.00% 0% $0.00

Repayment Schedule

  • New or Current Year: 36-84 Months
  • Used Vehicles 2022 - 2017: 36-72 Months
  • Used Vehicles 2016 - 2014: 36-60 Months
  • Used Vehicles 2013 & Older: 36 Months

Prices cannot exceed NADA Value (with the exception of the purchase of GAP Insurance)

 

No annual Fee VISA Cards:

  • VISA Classic: 12.00% APR
  • Student VISA 12.00% APR
  • VISA Gold: 9.60% APR
  • VISA Platinum: 7.80% APR

 

Personal Loans

  • Open-ended loans 8.25%-18.00% APR - 42 Months
  • Closed-ended loans 8.25%-18.00% APR - 60 Months

** Signature Loan and VISA limit combinations cannot exceed $25,000.00

***Sample Repayment Term: 48 monthly payments of $27.83 per $1,000 borrowed.

 

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