Loan Rates
Loan Applications are available when you login to Online Banking. If you need help signing up or accessing our online banking site, please contact us. We're here to help.
All rates are APR (Annual Percentage Rate)
***Sample Repayment Term Below
Collateral Loan Rates
Effective Date: Monday, April 28th, 2025
| Term | APR | % Down | Minimum Loan Amount |
|---|---|---|---|
| 0-48 Months | 5.99%-16% | 0% | $0.00 |
| 49-60 Months | 6.24%-16.25% | 0% | $0.00 |
| 61-66 Months | 6.24%-16.50% | 0% | $0.00 |
| 67-72 Months | 6.49%-17% | 0% | $0.00 |
| 73-84 Months | 6.74%-18% | 0% | $0.00 |
New/Used Boat-RV | |||
| 0-48 Months | 7.75%-16.50% | 0% | $0.00 |
| 49-72 Months | 8.75%-17.50% | 0% | Max $20k |
| 73-120 Months | 9.49%-17.99% | 0% | Min $25K |
| 121-180 Months | 10.50%-17.99% | 0% | Min $30K |
For Auto loans with 125+ mileage and scores less than 640 add 1% | |||
Auto Loans Greater Than 10 Years Old | |||
| 0-48 Months | 8.25% - 17.50% | 0% | $0.00 |
| 49-60 Months | 8.5% - 18.00% | 0% | $0.00 |
Repayment Schedule
- New or Current Year: 36-84 Months
- Used Vehicles 2022 - 2017: 36-72 Months
- Used Vehicles 2016 - 2014: 36-60 Months
- Used Vehicles 2013 & Older: 36 Months
Prices cannot exceed NADA Value (with the exception of the purchase of GAP Insurance)
No annual Fee VISA Cards:
- VISA Classic: 12.00% APR
- Student VISA 12.00% APR
- VISA Gold: 9.60% APR
- VISA Platinum: 7.80% APR
Personal Loans
- Open-ended loans 8.25%-18.00% APR - 42 Months
- Closed-ended loans 8.25%-18.00% APR - 60 Months
** Signature Loan and VISA limit combinations cannot exceed $25,000.00
***Sample Repayment Term: 48 monthly payments of $27.83 per $1,000 borrowed.
Go to main navigation