Loan Rates
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All rates are APR (Annual Percentage Rate)
***Sample Repayment Term Below
Collateral Loan Rates
Effective Date: Saturday, March 25th, 2023
| Term | APR | % Down | Minimum Loan Amount |
|---|---|---|---|
| 36 Months | 5.75%-16.50% | 0% | $0.00 |
| 48 Months | 5.89%-16.50% | 0% | $0.00 |
| 60 Months | 6.10%-16.50% | 0% | $0.00 |
| 66 Months | 6.375%-17.50% | 0% | $20,000.00 |
| 72 Months | 6.50%-17.50% | 0% | $25,000.00 |
| 84 Months | 6.75%-18.00% | 0% | $30,000.00 |
| 120 Months | 7.125%-18.00% | Collateral Over $30,000 (boats, travel trailers, etc.) | $30,000.00 |
Repayment Schedule
- New or Current Year: 36-84 Months
- Used Vehicles 2022 - 2017: 36-72 Months
- Used Vehicles 2016 - 2014: 36-60 Months
- Used Vehicles 2013 & Older: 36 Months
Prices cannot exceed NADA Value (with the exception of the purchase of GAP Insurance)
No annual Fee VISA Cards:
- VISA Classic: 12.00% APR
- Student VISA 12.00% APR
- VISA Gold: 9.60% APR
- VISA Platinum: 7.80% APR
Personal Loans
- Open-ended loans 7.80%-18.00% APR - 42 Months
- Closed-ended loans 7.80%-18.00% APR - 60 Months
** Signature Loan and VISA limit combinations cannot exceed $15,000.00
***Sample Repayment Term: 48 monthly payments of $22.02 per $1,000 borrowed at 2.74% APR.
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