Loan Rates

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All rates are APR (Annual Percentage Rate)

Collateral Loan Rates
Effective Date: Sunday, September 19th, 2021
TermAPR% DownMinimum Loan Amount
36 Months 2.99%-16.50% 0% $0.00
48 Months 2.99%-16.50% 0% $0.00
60 Months 2.99%-16.50% 0% $0.00
66 Months 2.99%-17.50% 0% $20,000.00
72 Months 2.99%-17.50% 0% $25,000.00
84 Months 3.99%-18.00% 0% $30,000.00
120 Months 5.50%-18.00% Collateral Over $30,000 (boats, travel trailers, etc.) $30,000.00

Repayment Schedule

  • New or Current Year: 36-84 Months
  • Used Vehicles 2020 - 2015: 36-72 Months
  • Used Vehicles 2014 - 2012: 36-60 Months
  • Used Vehicles 2011 & Older: 36 Months

Prices cannot exceed NADA Value (with the exception of the purchase of GAP Insurance)

 

No annual Fee VISA Cards:

  • VISA Classic: 12.00% APR
  • Student VISA 12.00% APR
  • VISA Gold: 9.60% APR
  • VISA Platinum: 7.80% APR

 

Personal Loans

  • Open-ended loans 7.80%-18.00% APR - 42 Months
  • Closed-ended loans 7.80%-18.00% APR - 60 Months

** Signature Loan and VISA limit combinations cannot exceed $15,000.00

 

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