Back to School - Tips to Keep Your Spending on Track

Back to School, Back on Budget:

Tips to Keep Your Spending on Track

As the school year kicks off, many families find themselves juggling new routines—and new expenses. From classroom supplies to extracurricular fees, the back-to-school season can put a strain on your wallet. At Aeroquip Credit Union, we understand the challenges and are here to help you stay financially confident this fall.

Here are a few smart tips to keep your spending on track now that the kids are back in school:

1. Reuse and Repurpose

Before buying new supplies, take inventory of what you already have. Last year’s backpacks, lunch boxes, and unused notebooks might still be in great shape. A quick check can save you from buying duplicates.

2. Plan Ahead for Monthly Costs

School lunches, sports fees, field trips, and fundraisers can add up fast. Create a monthly budget that includes these recurring expenses so they don’t catch you off guard.

3. Use Rewards Wisely

If you’re using a credit card for school purchases, make sure it’s working for you. Aeroquip Credit Union’s Visa card offers competitive rates and perks that can help you earn while you spend—just be sure to pay off your balance to avoid interest.

Click Here To Learn More About Visa Credit Cards

4. Teach Kids About Money

Back-to-school season is a great time to involve your kids in budgeting. Let them help compare prices, track spending, or set savings goals for something they want. It’s a hands-on way to build lifelong financial habits.

Click Here For Downloadable K-4th Grade Fun Financial Education Packets

Click Here For Downloadable 5-8th Grade Fun Financial Education Packets

Click Here For Downloadable 9-12th Grade Fun Financial Education Packets

5. Shop Smart and Local

Support local businesses when possible, and take advantage of seasonal sales and coupons. Many stores offer student discounts or bundle deals—just ask!

Feeling the Pinch? We’re Here to Lend a Hand

If back-to-school expenses are stretching your budget more than expected, Aeroquip Credit Union is here to help. Our Back to School Loan Special offers flexible terms and competitive rates designed to give your family a little breathing room.

Apply today and take the stress out of the season—so you can focus on what really matters: helping your kids thrive.

Click To Learn More About Our Back-to-School Loan Special

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