Rates
Loan Rates
Loan Applications are available when you login to Online Banking. If you need help signing up or accessing our online banking site, please contact us. We're here to help.
All Collateral Loan Rates
All rates are APR (Annual Percentage Rate)
| Collateral Loan Rates | |||
| Effective Date: Sunday, July 25th, 2021 | |||
| Term | APR | % Down | Minimum Loan Amount |
| 36 Months | 2.99%-16.50% | 0% | $0.00 |
| 48 Months | 2.99%-16.50% | 0% | $0.00 |
| 60 Months | 2.99%-16.50% | 0% | $0.00 |
| 66 Months | 2.99%-17.50% | 0% | $20,000.00 |
| 72 Months | 2.99%-17.50% | 0% | $25,000.00 |
| 84 Months | 3.99%-18.00% | 0% | $30,000.00 |
| 120 Months | 5.50%-18.00% | Collateral Over $30,000 (boats, travel trailers, etc.) | $30,000.00 |
Repayment Schedule
- New or Current Year: 36-84 Months
- Used Vehicles 2018 - 2013: 36-72 Months
- Used Vehicles 2012 - 2010: 36-60 Months
- Used Vehicles 2009 & Older: 36 Months
Prices cannot exceed NADA Value (with the exception of the purchase of GAP Insurance)
No annual Fee VISA Cards:
- VISA: 12.00% APR
- VISA Gold: 9.60% APR
- VISA Platinum: 7.80% APR
- Student VISA 12.00% APR
Personal Loans
- Open-ended loans 7.80%-18.00% APR - 42 Months
- Closed-ended loans 7.80%-18.00% APR - 60 Months
** Signature Loan and VISA limit combinations cannot exceed $15,000.00
Share Rates
Aeroquip Credit Union is committed to helping you achieve your financial goals.
Current Rates - Certificates of Deposit:
| Certificates of Deposit | ||
| Effective Date: Sunday, July 25th, 2021 | ||
| Term | Interest Rate | Annual Percentage Yield |
| 6 Months | 0.10% | 0.10% |
| 1 Year | 0.15% | 0.15% |
| 2 Years | 0.20% | 0.20% |
| 3 Years | 0.30% | 0.30% |
| 4 Years | 0.50% | 0.50% |
| 5 Years | 0.70% | 0.70% |
Minimum certificate amount to earn the above stated Annual Percentage Yield is $1,000.00. Rates are reviewed weekly. Please contact Aeroquip Credit Union to obtain current rate information. A penalty will be charged for early withdrawals.
Current Rates - Share Savings Program
- Last quarter, ACU paid a dividend of 0.02% on savings with an Annual Percentage Yield of 0.02%
- Last quarter, ACU paid a dividend of 0.01% on sharedrafts, with an Annual Percentage Yield of 0.01%
- Last quarter, ACU paid a dividend of 0.02% on Christmas and Vacation Club accounts, with an Annual Percentage Yield of 0.02%
Rates subject to change quarterly.
**Fees may reduce earnings on accounts.
Current Rates - Money Market Accounts
| Money Market Accounts | ||
| Effective Date: Sunday, July 25th, 2021 | ||
| Term | APR* | APYE* |
| $2,500.00-$9,999.99 | 0.05% | 0.05% |
| $10,000.00-$24,999.99 | 0.10% | 0.10% |
| $25,000.00 & above | 0.15% | 0.15% |
Rates are determined by the Board of Directors and may change at any time.
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