Rates
Loan Rates
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All Collateral Loan Rates
All rates are APR (Annual Percentage Rate)
Collateral Loan Rates | |||
Effective Date: Sunday, January 17th, 2021 | |||
Term | APR | % Down | Minimum Loan Amount |
36 Months | 2.99%-16.50% | 0% | $0.00 |
48 Months | 2.99%-16.50% | 0% | $0.00 |
60 Months | 2.99%-16.50% | 0% | $0.00 |
66 Months | 2.99%-17.50% | 0% | $20,000.00 |
72 Months | 2.99%-17.50% | 0% | $25,000.00 |
84 Months | 3.99%-18.00% | 0% | $30,000.00 |
120 Months | 5.50%-18.00% | Collateral Over $30,000 (boats, travel trailers, etc.) | $30,000.00 |
Repayment Schedule
- New or Current Year: 36-84 Months
- Used Vehicles 2018 - 2013: 36-72 Months
- Used Vehicles 2012 - 2010: 36-60 Months
- Used Vehicles 2009 & Older: 36 Months
Prices cannot exceed NADA Value (with the exception of the purchase of GAP Insurance)
No annual Fee VISA Cards:
- VISA: 12.00% APR
- VISA Gold: 9.60% APR
- VISA Platinum: 7.80% APR
- Student VISA 12.00% APR
Personal Loans
- Open-ended loans 7.80%-18.00% APR - 42 Months
- Closed-ended loans 7.80%-18.00% APR - 60 Months
** Signature Loan and VISA limit combinations cannot exceed $15,000.00
Share Rates
Aeroquip Credit Union is committed to helping you achieve your financial goals.
Current Rates - Certificates of Deposit:
Certificates of Deposit | ||
Effective Date: Sunday, January 17th, 2021 | ||
Term | Interest Rate | Annual Percentage Yield |
6 Months | 0.10% | 0.10% |
1 Year | 0.15% | 0.15% |
2 Years | 0.20% | 0.20% |
3 Years | 0.30% | 0.30% |
4 Years | 0.50% | 0.50% |
5 Years | 0.70% | 0.70% |
Minimum certificate amount to earn the above stated Annual Percentage Yield is $1,000.00. Rates are reviewed weekly. Please contact Aeroquip Credit Union to obtain current rate information. A penalty will be charged for early withdrawals.
Current Rates - Share Savings Program
- Last quarter, ACU paid a dividend of 0.02% on savings with an Annual Percentage Yield of 0.02%
- Last quarter, ACU paid a dividend of 0.01% on sharedrafts, with an Annual Percentage Yield of 0.01%
- Last quarter, ACU paid a dividend of 0.02% on Christmas and Vacation Club accounts, with an Annual Percentage Yield of 0.02%
Rates subject to change quarterly.
**Fees may reduce earnings on accounts.
Current Rates - Money Market Accounts
Money Market Accounts | ||
Effective Date: Sunday, January 17th, 2021 | ||
Term | APR* | APYE* |
$2,500.00-$9,999.99 | 0.05% | 0.05% |
$10,000.00-$24,999.99 | 0.10% | 0.10% |
$25,000.00 & above | 0.15% | 0.15% |
Rates are determined by the Board of Directors and may change at any time.
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