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Rates

Loan Rates

Loan Applications are available when you login to Online Banking.  If you need help signing up or accessing our online banking site, please contact us.  We're here to help.

All Collateral Loan Rates (As of 4/22/2013.)

All rates are APR (Annual Percentage Rate)

Collateral Loan Rates
Effective Date: Tuesday, April 21st, 2015
TermAPR% DownMinimum Loan Amount
36 Months 1.99%-18.00% 0% $0.00
48 Months 1.99%-18.00% 0% $0.00
60 Months 1.99%-18.00% 0% $0.00
66 Months 1.99%-18.00% 0% $20,000.00
72 Months 1.99%-18.00% 0% $25,000.00
84 Months 3.49%-18.00% 0% $30,000.00
120 Months 5.00%-18.00% Collateral Over $30,000 (boats, travel trailers, etc.) $30,000.00

Repayment Schedule

  • New or Current Year: 36-84 Months
  • Used Vehicles 2013 - 2010: 36-72 Months
  • Used Vehicles 2009 - 2007: 36-60 Months
  • Used Vehicles 2006 & Older: 36 Months

Prices cannot exceed NADA Value (with the exception of the purchase of GAP Insurance)

No annual Fee VISA Cards:

  • VISA: 12.00% APR
  • VISA Gold: 9.60% APR
  • VISA Platinum: 7.80% APR
  • Student VISA 12.00% APR

Signature Loans

  • Open-ended loans 7.80%-18.00% APR - 42 Months
  • Closed-ended loans 7.80%-18.00% APR - 60 Months

** Signature Loan and VISA limit combinations cannot exceed $15,000.00

Share Rates

Aeroquip Credit Union is committed to helping you achieve your financial goals.

Current Rates - Certificates of Deposit:

Certificates of Deposit
Effective Date: Tuesday, April 21st, 2015
TermInterest RateAnnual Percentage Yield
6 Months 0.20% 0.20%
1 Year 0.20% 0.20%
2 Years 0.40% 0.40%
3 Years 0.50% 0.50%
4 Years 0.80% 0.80%
5 Years 1.10% 1.10%
**Rates effective 3/6/2013

Minimum certificate amount to earn the above stated Annual Percentage Yield is $1,000.00.  Rates are reviewed weekly.  Please contact Aeroquip Credit Union to obtain current rate information.  A penalty will be charged for early withdrawals.

Current Rates  - Share Savings Program

  • Last quarter, ACU paid a dividend of 0.10% on savings with an Annual Percentage Yield of 0.10%
  • Last quarter, ACU paid a dividend of 0.05% on sharedrafts, with an Annual Percentage Yield of 0.05%
  • Last quarter, ACU paid a dividend of 0.10% on Christmas and Vacation Club accounts, with an Annual Percentage Yield of 0.10%

Rates subject to change quarterly.

Current Rates - Money Market Accounts

Money Market Accounts
Effective Date: Tuesday, April 21st, 2015
TermAPR*APYE*
$2,500.00-$9,999.99 0.10% 0.10%
$10,000.00-$24,999.99 0.15% 0.15%
$25,000.00 & above 0.20% 0.20%

Rates are determined by the Board of Directors and may change at any time.

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